Mortgages & Problem Mortgages 
Low Cost Life Cover/ Critical Illness 
Income Protection, General Insurance 
Health Insurance 
Commercial Mortgages, Self Employed Mortgages
 

 We are just ordinary people who help other ordinary people with their financial matters, in a language we can all understand, nothing more, nothing less......

All About Us 
Fee free Advice

Best Rate Clean mortgages
For people with no credit problems

Free Information Bank account for bankrupts
DO NOT pay for this service

Adverse mortgage explanation
What is meant by this term, and what can be done

Self employed mortgages

Re-mortgaging

Turning your debts into one manageable payment
All about consolidation

Non Standard property Mortgages
High rise flats, defective property, property development etc

Secured loans
Fast and efficient

Mortgages after bankruptcy

Business people mortgages  
Flexible cheque book mortgages much cheaper than an expensive overdraft

Commercial & Semi Commercial Mortgages

Buy to let mortgages

Low cost life cover 
Rates for life cover have been cut over the last years, some by more than half, get a free quote for replacing your existing cover

Critical Illness cover
More people get seriously sick, than just drop dead. This will pay out as soon as you are diagnosed

Income Protection
Who would pay your bills if you could lost your income for any reason?

General Insurance
Household, car, pet, Business liability insurance etc

Health Insurance
Get treated quickly here and when you want

Online enquiry form

Resources links

E-mail us

Home


Debt Consolidation.

 

Often we make borrowing decisions that we live to regret, thinking only of our ability to repay a set amount at a set time.

So many times, circumstances beyond our control make a just manageable debt repayment schedule into a totally unmanageable on. This often results in applications for further high interest borrowing such as credit cards, to be able to raise the cash to make monthly repayments.

This is a slippery slope, and can sometimes lead to ruin, and is what is referred to constantly by debt advisory services as further borrowing to meet repayments.

The whole situation can be made to go away with a consolidation loan. e.g.

Person A has 
10 credit cards total balance of £18,000 with repayments of      £900
A loan of                                 £3,500  with repayments of     £138
Finance of                               £2,000 with repayments of      £  85 
Clubs and catalogues total        £1500   with repayments of     £131

Total repayments are                                                           £1254

A consolidation loan for £25,000 could have repayments lower than £200 making a monthly budget saving of £1054, and giving back to person A their life, where they can once again have more money than month.

Unfortunately Financial advice is no longer available as the original owners of this site no longer control it.

Website designed and marketed by Umbrella Consultancy