Buy To Let

Much money is still to be made if you buy wisely and refurbish on a budget to a high standard. Many large property developers started life with one property, either bought or inherited.

So how does it all work?
put simply a lender will look at a few things when making a decision, value of property, income from rental, and the applicants credit rating. Providing you and your property fit the bill, then you are up and running. One difference with a buy to let however is that you will need a larger deposit up to 25% in some cases. This can come from a variety of sources, including further advances on your main property. Often a re-mortgage on your main residence can result in a much lower repayment, that can be offset against the payments of the buy to let property.


If you are refurbishing the buy to let property the value of the property may become such that further borrowing might release funds for a second property, and so the portfolio grows.

To enquire about buy-to-let mortgages why not complete the online request form, or telephone us on the numbers below.


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