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Buy To Let
Much money is still to be made if you buy wisely and refurbish
on a budget to a high standard. Many large property developers
started life with one property, either bought or inherited.
So how
does it all work?
put simply a lender will look at a few things when making a
decision, value of property, income from rental, and the
applicants credit rating. Providing you and your property fit
the bill, then you are up and running. One difference with a buy
to let however is that you will need a larger deposit up to 25%
in some cases. This can come from a variety of sources,
including further advances on your main property. Often a
re-mortgage on your main residence can result in a much lower
repayment, that can be offset against the payments of the buy to
let property.
If you are refurbishing the buy
to let property the value of the property may become such that
further borrowing might release funds for a second property, and
so the portfolio grows.
To enquire about buy-to-let
mortgages why not complete the online request form, or telephone
us on the numbers below.
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